Balance Consolidation Request

I authorize The Tennessee Credit Union (TTCU) to transfer the balances from the following credit card accounts on my behalf to my TTCU Visa® Credit Card. 

Please complete the form carefully and legibly giving all necessary information; include the account number and payment mailing address. Balance transfers will be processed in the order indicated below.

The Tennessee Credit Union takes no responsibility for additional finance charges, fees, and transactions posting to your transferring account due to incorrect information. Should it be necessary to place a stop payment on the transfer check because of incorrect information being given, I understand that I will be responsible for a Stop Pay fee of $18. At least a minimum payment should be made to your transferring account until the account is confirmed paid in full. You will still be responsible for any purchases that have not yet been charged to your account. Be advised that transferring a balance will not close your account with your creditor.

TTCU ACCOUNTS MAY NOT BE PAID BY THIS BALANCE TRANSFER.

*The Annual Percentage Rate (APR) on TTCU's Visa credit cards is based on applicant's creditworthiness. Check rates for the variable rate, based on the Prime rate as disclosed in the Wall Street Journal plus or minus a margin based on your credit history. The total transferred may not exceed your available credit card limit. No minimum balance transfer amount is required. The balance transfer may not be used to pay off or pay down balances on any TTCU credit card, loan or account. Membership with TTCU is required to obtain a credit card.

**The Introductory APR for balance transfers will apply to transactions posted to your account from 02/15/2021 until 04/16/2021. Any existing balances on The Tennessee Credit Union loan or credit card accounts are not eligible for the Introductory APR for balance transfers. 7.99% Introductory APR until balance subject to Introductory APR is paid off. After that, your APR will be 9.40% to 16.00% based on your creditworthiness. This APR will vary with the market based on the Prime Rate. The information about the costs of the card described in this application is accurate as of January 13, 2021. This information may have changed after that date. To find out what may have changed, contact the Credit Union. Membership with TTCU is required to obtain a credit card.