The Tennessee Credit Union
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Who We Are - The TTCU StoryThe TTCU Story

We are community strong, trusted, and growing because of our members.

For more than 65 years, The Tennessee Credit Union (TTCU) has been helping members achieve their personal financial goals by delivering products, services, and technology designed to exceed expectations.

The credit union was founded in 1950 by a small group of dedicated educators and volunteers guided by their commitment to provide members with the tools and knowledge necessary for personal financial growth and to help our members achieve a secure and sound financial future. This is still a guiding principle today.

When you are a member and owner of TTCU, you receive:

  • Fewer and lower fees than banks
  • Lower interest rates on loans
  • Above market rates on deposits
  • Excellent service
  • Our commitment to your financial well-being

The Tennessee Credit Union is a not-for-profit cooperative that is owned and operated by its members for their benefit - which means our priority is you, not profits.

Our Vision Our Purpose Our Mission

We want to be our members’

financial choice for life.

The Tennessee Credit Union exists to care for the lives of our employees, members, families, and communities. We care by putting people before profit, relationships before fees, families before timecards, and community trust before results. We are committed to honoring traditional credit union values while utilizing innovation to provide an exceptional member experience.


History & Mission of TTCUTTCU is a state-charted credit union and is insured by the National Credit Union Administration (NCUA), an agency of the federal government. Each member's account is insured to $250,000 by the NCUA (IRAs are insured separately to $250,000).

We offer full-service banking products and services – everything the large, regional banks offer – plus, here, you always feel welcome. Enjoy banking at conveniently located branches throughout Middle and East Tennessee, plus access at 5,000 CO-OP Credit Union Shared Branch locations and more than 30,000 CO-OP ATM locations across the nation.

Our member base is diverse, including the field of education (teachers, students, employees, educators, alumni, and their families), HCA TriStar and its subsidiaries, the Nashville Musicians Association, as well as more than 300 employers, companies, and associations operating in Tennessee.

TTCU is a sound and growing financial institution, with a dedicated professional staff. From our humble beginnings, we have grown to 9 branches, more than $300 million in assets, and 25,000 members. We look forward to welcoming you to our family.


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The shares in your credit union are insured by the National Credit Union Administration (NCUA), the independent agency that administers the National Credit Union Share Insurance Fund (NCUSIF). Like the FDIC's Deposit Insurance Fund, the NCUSIF is a federal insurance fund backed by the full faith and credit of the United States government. Your share insurance is similar to the deposit insurance protection offered by the Federal Deposit Insurance Corporation (FDIC). Federally insured credit unions offer a safe place for you to save your money, with deposits insured up to at least $250,000 per individual depositor.

Find out more about how your deposits are insured, visit