The Tennessee Credit Union
+ A A A -

Mortgage & Home Refinance Loan Rates

Mortgage Rates
For current rates and information, click here

Other Mortgages
Annual Percentage Rate* starting atMonths
Refinance 1st Mortgage
3.75% 60 70% Maximum loan-to-value (LTV) ratio.
Refinance 2nd Mortgage
5.25% 60 80% Maximum loan-to-value (LTV) ratio.

Home Equity Loan
Effective Date: January 2, 2021
Annual Percentage Rate* starting atMonths
Unimproved Property
7.00% 60 80% Maximum loan-to-value (LTV) ratio.
Home Equity Line of Credit (HELOC)
4.25%**   80% Maximum loan-to-value (LTV) ratio.

**Annual Percentage Rate (APR) is variable and is based upon an index plus a margin. APR is based on evaluation of applicant’s credit qualifications and associated LTV ratio. Available on new HELOCs only. Your actual APR may vary. All balances will accrue interest at the variable APR in effect for your account. The variable APR, as low as 4.25% APR, is based on the Prime Rate as disclosed in the Wall Street Journal plus or minus a margin based on your credit history. The variable rate is subject to change each quarter thereafter as stipulated by your original terms and conditions. Maximum APR is 18%. All rates and offers are current as of April 4, 2020 and subject to change without notice. Other conditions may apply. Advance amounts must be within your existing credit limit. You may not pay off or make payment to other TTCU loans, credit cards or accounts with these proceeds. Membership with The Tennessee Credit Union is required to obtain a loan. Low closing costs. Contact us for more information.