Loans & Credit Card Rates
| Auto Loans | ||
| Effective Date: January 4, 2021 | ||
| Longer terms available. | ||
| Loan Type | Annual Percentage Rate* starting at | Months |
| 2019 - Current < 10,000 miles New or Used Auto |
1.99%† | 36 |
| 2019 - Current > 10,000 miles New or Used Auto |
2.25%Δ | 36 |
| 2015-2018 Autos |
2.50%Δ | 36 |
| 2011-2014 Autos |
3.00%Δ | 36 |
ΔThe Base Annual Percentage Rate (APR) is the advertised rate and can vary based on creditworthiness, age of vehicle, mileage and terms of the loan. Financing up to the retail value of the auto is available. Visit a TTCU branch or call 800-622-2535 to speak with a loan officer to determine the rate for which you qualify. Speak with a loan officer to discuss options and to determine the rate for which you qualify.
*Annual Percentage Rate (APR) on Loan Accounts, effective January 2021. All rates and terms are subject to change. Rates and terms are subject to individual credit approval. Please call 800-622-2535 or visit your local branch for additional information.
| Secured Loans | ||
| Effective Date: August 7, 2020 | ||
| Loan Type | Annual Percentage Rate* starting at | Months |
| Share Secured Loan | 3.00% above rate on deposit account | N/A |
| Certificate Secured Loan | 3.00% above rate on deposit account | N/A |
| Other Secured Loan | 8.00% | 24 |
*Annual Percentage Rate (APR) on Loan Accounts, effective August 2020. All rates and terms are subject to change. Rates and terms are subject to individual credit approval. Please call 800-622-2535 or visit your local branch for additional information.
| Personal Loans | |||
| Effective Date: August 10, 2020 | |||
| Loan Type | Annual Percentage Rate* starting at | Months | |
| Lifestyle (Personal) | 5.50% | 24 | Longer terms available |
| Special Event Loan | 5.50%α | 24 | Longer terms available |
| Family Support Loan | 5.50% | 24 | Longer terms available |
| No-Equity Home Improvement Loan | 5.50% | 24 | Longer terms available |
| Personal Line of Credit | 9.90% | ||
αRate and term are based on evaluation of applicant’s creditworthiness. Not all applicants will qualify for the lowest rate. Other restrictions may apply. Offer is subject to change without notice. Maximum loan amount for this offer is $10,000. Membership with TTCU is required to obtain a loan. A 90-day deferral of the first payment is an option available on this loan. Deferring a payment will delay the payoff of your loan and result in additional finance charges if you only make minimum payments. The 90-day deferral program is subject to change at any time.
*Annual Percentage Rate (APR) on Loan Accounts, effective August 2020. All rates and terms are subject to change. Rates and terms are subject to individual credit approval. Please call 800-622-2535 or visit your local branch for additional information.
VISA Platinum Credit Card
| Annual Percentage Rate* starting at | Months | |
|
9.40% APR*** |
N/A | No Annual Fee; No Balance Transfer Fees |
|
|
***Annual Percentage Rate (APR) is current as of January 2021 and based on applicant's credit history and credit qualifications. APRs are variable and currently range from 9.40% to 16.00% based on the applicant's creditworthiness. This APR will vary with the market based on the Prime Rate as disclosed in the Wall Street Journal plus or minus a margin based on your credit history. Not all applicants will qualify for the lowest rate. All rates and terms are subject to change. Membership with TTCU is required to obtain a credit card. With CU Rewards, earn one point for every dollar spent. Certain other restrictions may apply.
| Recreational Vehicle Loans | ||
| Effective Date: January 4, 2021 | ||
| Annual Percentage Rate* starting at | Months | |
| Recreational Vehicles (Marine, RVs, Campers) | ||
| 3.00%# (New) | 36 | Longer terms available. |
| 3.50%# (Used; Refinance) | 36 | Longer terms available |
| ATV, UTVs | ||
| 4.25%# (New) | 36 | Longer terms available |
| 5.50%# (Used; Refinance) | 36 | Longer terms available. |
#Annual Percentage Rate (APR) is based on applicant's credit history and credit qualifications, age of vehicle, and terms of the loan. Not all applicants will qualify for the lowest rate. Rates and terms are subject to change and may be withdrawn at any time. Other conditions and restrictions may apply based on the recreational vehicle to be financed. Ask your TTCU loan officer for specific information. Membership with TTCU is required to obtain a loan. Offer does not apply to loans currently financed with TTCU.
*Annual Percentage Rate (APR) on Loan Accounts, effective January 2021. All rates and terms are subject to change. Rates and terms are subject to individual credit approval. Please call 800-622-2535 or visit your local branch for additional information.
| Motorcycle Loans | |||
| Effective Date: August 7, 2020 | |||
| Year | Annual Percentage Rate* starting at | Months | |
| 2016 - Current | 5.25%# | 36 | Longer terms available |
| 2013 - 2015 | 5.75%# | 36 | Longer terms available |
| 2009 - 2012 | 6.00%# | 36 | Longer terms available |
#Annual Percentage Rate (APR) is based on applicant's credit history and credit qualifications, age of vehicle, and terms of the loan. Not all applicants will qualify for the lowest rate. Rates and terms are subject to change and may be withdrawn at any time. Other conditions and restrictions may apply based on the recreational vehicle to be financed. Ask your TTCU loan officer for specific information. Membership with TTCU is required to obtain a loan. Offer does not apply to loans currently financed with TTCU.
*Annual Percentage Rate (APR) on Loan Accounts, effective August, 2020. All rates and terms are subject to change. Rates and terms are subject to individual credit approval. Please call 800-622-2535 or visit your local branch for additional information.